Do illiteracy and unemployment affect financial inclusion in the rural areas of developing countries?
نویسندگان
چکیده
The aim of this study is to examine the effects illiteracy and unemployment on financial inclusion in rural areas Nigeria between 2017 2022. Most developing countries have high rates, creating challenges for researchers measure inclusiveness services products. This examined effect products Nigeria. ex-post facto research design, systematic sampling, dummy latent variables (erratic power supply insecurity areas), autoregressive distributed lag (ARDL) techniques were employed. result showed that coefficient estimate rate negative (-0.5318), indicating higher associated with lower inclusiveness, also (-2.1977) statistically significant, suggesting inclusiveness. These findings indicate a decline delivery nations attest unemployment. concluded there need improve education employment rates achieve optimal
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ژورنال
عنوان ژورنال: Investment management & financial innovations
سال: 2023
ISSN: ['1810-4967', '1812-9358', '1813-4998']
DOI: https://doi.org/10.21511/imfi.20(2).2023.08